Bishopstown Credit Union Car Loan

If you are in Cork and are looking for a car loan, Bishopstown Credit Union provides flexible and straightforward car loan options for both new and used cars.

Key Features: 

Versatility: Loans available for purchasing both new and used cars.

Competitive Interest Rates: Affordable rates to help you manage your finances better.

Simple Application Process: An easy and quick application process to get you on the road.

 

With a Bishopstown Credit Union Car Loan:

✔ You own the car from the offset which means you can sell it or change it at any time.

✔ You can decide on your next car type.

✔ You don’t need to worry about mileage restrictions or condition of the car when the lease term is up.

✔ You don’t need to worry about balloon payments at the end of the loan term.

Car loan terms and conditions are straight forward and there are no hidden fees or administration charges. There are no penalties for early repayments, a competitive Car Loan interest rate of 6.99% (7.2% APR), flexibility to increase payments and loan protection insurance.

You can apply for your Car Loan from Bishopstown Credit Union online, over the phone or in person.

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 Months Bank Statements (most recent)
2

Proof of Income

  • PAYE Employee - 3 recent pay slips
  • Self-employed - Notice of self-assessment (Form 11)
  • Social Welfare – 2 recent payment receipts
  • Retired – Proof of all pensions
3

Identification

  • Photo ID - Passport / Driving License
  • Proof of Address – Utility Bill, Bank Statement (dated within the last 6 months)
  • Proof of PPS Number - Medical Card, Payslip, P60
Lending criteria

Ability to Repay

  • Loan must be paid back by Direct Debit to avail of special rate. Minimum amount €5,000 - Maximum amount €50,000.

Maximum Term

  • The maximum term available is 7 years. No top-up allowed.

Proof of Purchase Required

  • We require a quote or invoice from a dealership to avail of special rate.
How to apply

How To Apply

If you are an existing registered member, you can make a full application online. Alternatively, you can call us on 021 4800010 or visit our office to discuss your needs and proceed with your loan application.

Become a Member Make Appointment
Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Bishopstown Credit Union please contact us today.

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