Home Improvement Loans €20k to €40k

A Home Improvement Loan will give you a helping hand with all kinds of home improvements- from simple DIY projects to larger renovation work.  So if you’re looking to transform your home, talk to us here at Bishopstown Credit Union about our home improvement loans.

Our friendly team are here to help you with any questions you may have. We have a loan calculator below that can help you estimate your monthly repayments in just a few clicks, so it gives you a better idea of how much your Home Improvement Loan could cost you.

Home Improvement loan terms and conditions are straight forward and there are no hidden fees or administration charges.
There are no penalties for early repayments, a competitive Home Improvement interest rate of 7.99% (8.3% APR), flexibility to increase payments and loan protection insurance.

You can apply for your Home Improvement Loan from Bishopstown Credit Union online, over the phone or in person.

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 Months Bank Statements (most recent)
  • Credit Card Statement (if applicable)
  • Mortgage Statement (if applicable)
2

Proof of Income

  • PAYE Employee - 3 recent pay slips
  • Self-employed - Notice of self-assessment (Form 11)
  • Social Welfare – 2 recent payment receipts
  • Retired – Proof of all pensions
3

Identification

  • Photo ID - Passport / Driving License
  • Proof of Address – Utility Bill, Bank Statement (dated within the last 6 months)
  • Proof of PPS Number - Medical Card, Payslip, P60
Lending criteria

Ability to Repay

  • Repayments must be made via EFT. Minimum amount €20,000 - Maximum amount €40,000.

Maximum Term

  • The maximum term available is 10 years.

Proof of Home Improvements

  • Quotation for home improvements required at loan draw down. Minimum amount €20,000 - Maximum amount €40,000.
How to apply

How To Apply


If you are an existing registered member, you can make a full application online. Alternatively, you can call us on 021 4800010 or visit our office to discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Bishopstown Credit Union please contact us today.

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