Home Improvement Loan €40k to €75k

Are you considering a kitchen remodel, bathroom upgrade, extension, or a complete home renovation? Look no further! Our home improvement loan here at Bishopstown Credit Union is tailored to meet your needs.

Our friendly team are here to help you with any questions you may have. We have a loan calculator below that can help you estimate your monthly repayments in just a few clicks, so it gives you a better idea of how much your Home Improvement Loan could cost you.

Home Improvement loan terms and conditions are straight forward and there are no hidden fees or administration charges.
There are no penalties for early repayments, a competitive Home Improvement interest rate of 6.99% (7.2% APR), flexibility to increase payments and loan protection insurance.

You can apply for your Home Improvement Loan from Bishopstown Credit Union online, over the phone or in person.

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3/6 Months Bank Statements
  • Credit Card Statement (if applicable)
  • Mortgage Statement (if applicable)
2

Proof of Income

  • PAYE Employee - 3 recent pay slips
  • Self-employed - Notice of self-assessment, 3 years certified accounts & accountants report
  • Social Welfare – 2 recent payment receipts
  • Retired – Proof of all pensions
3

Photo ID

  • Photo ID - Passport / Driving License
  • Proof of Address – Utility Bill, Bank Statement (dated within the last 6 months)
  • Proof of PPS Number - Medical Card, Payslip, P60
Lending criteria

Ability to Repay

  • Repayments must be made via EFT. Minimum amount €40,001 - Maximum amount €75,000.

Maximum Term

  • The maximum term available is 10 years.

Flexible Loan Repayments

  • Quotation for home improvements required at loan draw down. Minimum amount €40,001 - Maximum amount €75,000.
How to apply

How To Apply

If you are an existing registered member, you can make a full application online. Alternatively, you can call us on 021 4800010 or visit our office to discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information please contact us today.

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