Self Improvement Loan

Are you looking to invest in yourself? Our Self-Improvement Loan offers a 6.99% rate (7.2% APR) to support a variety of personal enhancements including:

  • Dental treatments & procedures
  • Laser eye surgery
  • Cosmetic procedures
  • Hair restoration
  • Educational advancement and training
  • Career Advancement & skill development
  • Health & wellness

Self Improvement Loan terms and conditions are straightforward and there are no hidden fees or administration charges. There are no penalties for early repayments, a competitive Self Improvement Loan interest rate of 6.99% (7.2% APR), flexibility to increase repayments and loan protection insurance.

You can apply for your Self Improvement Loan from Bishopstown Credit Union online, in-person or over the phone. Speak with one of our loan officers today to find a repayment plan that fits your needs!

Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

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∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 Months Bank Statements (most recent)
2

Proof of Income

  • PAYE Employee - 2 recent pay slips
  • Self-employed - Notice of self-assessment (Form 11)
  • Social Welfare – 2 recent payment receipts
  • Retired – Proof of all pensions
3

Identification

  • Photo ID - Passport / Driving License
  • Proof of Address – Utility Bill, Bank Statement (dated within the last 6 months)
  • Proof of PPS Number - Medical Card, Payslip, P60
Lending criteria

Ability to Repay

  • Loan must be paid back by Direct Debit to avail of special rate. Minimum amount €3,000 - Maximum amount €25,000.

Maximum Term

  • The maximum term available is 5 years. No top-up allowed.

Proof of Purchase Required

  • We require a quote or invoice for any procedure or courses.
How to apply

How To Apply

If you are an existing registered member, you can make a full application online. Alternatively, you can call us on 021 4800010 or visit our office to discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Bishopstown Credit Union please contact us today.

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