Invest Wisely, Earn Securely

At Bishopstown Credit Union, we understand the importance of securing your financial future. Our Two Year Fixed Term Deposit account offers you a safe and reliable way to grow your savings with a competitive fixed interest rate and a guaranteed return and is available to single and joint account holders.

Why Choose a Two Year Fixed Term Deposit Account at Bishopstown Credit Union?

  • Guaranteed Return: Invest your savings for a two year term and enjoy peace of mind knowing exactly what your savings will earn with a fixed interest rate of 2.0% per annum (1.98% AER), gross return of 4.0%. 
  •  Safe and Secure: Your deposit is protected and managed giving you confidence for your financial future.  The two year fixed term deposit account is covered by the Deposit Guarantee Scheme*(DGS).
  • Easy to Open: Simple application process to open your fixed term deposit account with our friendly staff ready to assist you every step of the way.

Key Benefits & Features of a Two Year Fixed Term Deposit Account at Bishopstown Credit Union

  • A Competitive Fixed Interest Rate of 2.0% per annum (1.98% AER) gross return of 4.0% –to help you make the most of your money. Deposit Interest Retention Tax (DIRT) will be deducted at the prevailing rate from the interest you earn and is automatically paid directly to revenue on your behalf, where applicable.
  • No Hidden Fees: Enjoy the transparency of no hidden charges or fees.
  • Local Community Support: By saving with us, you support local initiatives and community development.
  • Term of Account: The term of the account is 2 years from the date of your investment. No withdrawals can be made during this time.
  • Lodgements: The two year fixed term deposit account is for a single lump sum only- NO further lodgements will be permitted on the account after the start date.  The minimum lodgement is €10,000 and the maximum is €50,000 as a single lump sum only.

How to Get Started

  1. Visit Us: Drop by our Bishopstown Credit Union branch on the Curraheen Road and speak with one of our financial advisors.
  2. Deposit Funds: Invest your savings and watch them grow with our guaranteed interest rate.
  3. Relax and Earn: Sit back and enjoy the benefits of a secure investment.
  4. Download our Brochure: TWO YEAR FIXED TERM DEPOSIT ACCOUNT BROCHURE
  5. Terms and Conditions: TWO YEAR FIXED TERM DEPOSIT ACCOUNT TERMS AND CONDITIONS

Competitive Fixed Interest Rate

A competitive fixed interest rate of 2.0% per annum (1.98% AER), gross return of 4.0%

Safe and Secure

The Two Year Fixed Term Deposit Account is covered by the Deposit Guarantee Scheme (DGS)

No Hidden Fees

There are no hidden fees or transaction charges.

How to apply

How To Apply


To open a Two Year Fixed Term Deposit Account, you must be a member of Bishopstown Credit Union Limited, and must be aged 16 years or older. Make an appointment TODAY to speak with one of our financial advisors.

Warning: Please note if you invest in this Two Year Fixed Term Deposit product you will not have any access to your money for two years as there are no withdrawals or early terminations permitted on the account.

If you would like more information please contact us today.

Contact Us
Top